Capital One Auto Finance Dealer Agreement

(f.B. Your Account Agreement) applies to your use of online banking. In addition, in connection with your use of the Services, you may be subject to and/or be required to agree to various policies, rules, schedules, disclosures, disclaimers and other terms that we post on the Online Banking website or any other Capital One website (as defined below) or that we make available to you or make available to you. “Non-Bank Accounts” means any account for which you are the primary holder, which is a Capital One credit card, car loan, investment account or mortgage. These accounts are automatically linked to your online banking profile. Capital One Investing accounts are currently not visible in online banking. Online banking offers both security alerts and optional alerts and notifications about your account and transactions. You will receive security alerts to protect against fraud and if certain important changes occur to your account, such as . B adding a new accountant, updating passwords and usernames, or changing your physical or primary email address. These notifications are automatically sent by email to your primary email address and/or by SMS to your mobile device number, if you have provided one. In the “Messages and Notifications” menu on the online banking website, you can specify additional contact points for security alerts. Your online banking profile is automatically linked and only displays summary information about your credit card, car loan, mortgage and investment accounts.

To get more information about these types of accounts or to perform activities, you must go to the account management area specific to that account. “Capital One”, “we”, “us” or “our” means collectively Capital One Financial Corporation, its subsidiaries and affiliates (including, but not limited to, Capital One, N.A., Capital One Bank (USA), N.A. and Capital One Auto Finance) and all their respective successors, assigns, agents and/or authorized agents. However, with respect to a particular account to which you are provided by the Online Banking Website, “Capital One”, “we”, “us” or “our” means the particular Company of the Capital One family of companies offering such an Account. Please refer to your account agreement(s) for information about the Capital One company that manages your individual accounts. In addition to security alerts, you may receive additional alerts or communications regarding other online banking and account activities via email, SMS or voice (collectively, the “Optional Communications”). You may be prompted to choose from contact options when you sign up for an optional communication. By choosing to receive optional communications, you consent to the delivery of such messages in the selected format (for example.

B, text message or recorded voice) to the touchpoints you have identified. If you provide us with a mobile device number for optional communication, you expressly agree to receive pre-recorded messages and/or text messages from us at that number, including the use of an auto dialer. “Bank Accounts” means any account held by you (including Joint) that is a Capital One cheque, savings deposit, money market, certificate of deposit, personal loan or line of credit. These accounts are automatically linked to your online banking profile. Notify us IMMEDIATELY if you suspect that an unauthorized transaction has been or may be made from your account(s), that another person has illegally obtained your password(s) online, or that fraudulent activity has occurred on your account(s) by notifying us as indicated on our contact page. You agree to assist us in our efforts to recover funds transferred or paid without your permission. For more information about your rights and obligations in the event of unauthorized transactions, please refer to your Account Agreement. By agreeing, you also choose to receive other communications through digital channels.

These other communications may include agreements, disclosures, notices, warnings, and other information and communications relating to your account or any related services, the use of other Capital One services, your relationship with us, and/or other programs, products, or services that are or may be made available to you in the future. Other communications may include, but are not limited to: You may call customer service at 1-877-383-4802 between 8:00 a.m.m a.m. and 11:00 p.m.m. ET daily or contact us at Capital One.m, N.A., 7933 Preston Rd., Plano, TX 75024, at your account at and click on the transaction. “Billing Account” means the current account from which all Service Fees are automatically debited. You expressly agree to receive security alerts from us via pre-recorded voice message and/or text message, including the use of an auto dialer (auto dialer), under any mobile device number you provide to us. You can set security alerts sent by SMS as shown below, but you will still receive security alerts via email. You may accept or reject the changes by closing, continuing or ceasing to use the Services to which those changes relate. Your use of the Services after we have made changes constitutes your acceptance of those changes.

We also reserve the right, in our sole commercial discretion, to waive, reduce or cancel any fees or charges in individual situations. Or log in to your account under and click on the transaction. Your ability to transfer money from certain accounts is limited by federal laws. You should refer to the deposit agreement that governs your deposit account, a copy of which is available by calling Online Banking Customer Service at 1-877-442-3764 to learn more about these legal restrictions and service fees and penalties for excessive withdrawals or bank transfers. Transfers made through the Services are included in the calculation of the permitted number of transfers from specific accounts described in your custodian agreement. If you register to use a company`s online banking, you also represent and warrant that (a) you are authorized to enter into this Agreement on behalf of the Company and yourself; (b) you are authorized to provide us with all necessary or requested permits, both for yourself and for the Company; and (c) you will use the payment account(s) in accordance with your obligations and agreements with the companies. Sometimes we may still provide you with paper disclosures or other documents containing important information about your accounts and related services, and you should continue to verify any paper correspondence we send you. Any notice that Capital One determines, in its sole discretion, that you should receive them in paper form and not in electronic form will be sent to the primary entry in our records or otherwise delivered in accordance with the law or an additional agreement….

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